Analisis Penerapan Model Unified Theory Of Acceptance And Use Of Technology (UTAUT) Terhadap Perilaku Pengguna Sistem Informasi Uang Kuliah Tunggal Universitas Mulawarman . kretisi [Internet]. 2023 Jul. 6 [cited 2025 Oct. 18];1(1):1-8. Available from: https://e-journals2.unmul.ac.id/index.php/kretisi/article/view/275