Digital Transformation of UMKM: Avoiding the Trap of Illegal Online Loans Through Digital Marketing: Transformasi Digital UMKM: Menghindari Jerat Pinjaman Online Ilegal Melalui Pemasaran Digital. ANDIL Mulawarman Journal of Community Engagement, [S. l.], v. 2, n. 4, p. 136–141, 2025. DOI: 10.30872/v2i4.136141. Disponível em: https://e-journals2.unmul.ac.id/index.php/ANDIL/article/view/1837. Acesso em: 22 oct. 2025.